How It Works

All accounts in one app

Say goodbye to spreadsheets and complicated accounting systems! With Finmatex, connect your real bank accounts or create free virtual ones for complete financial control. All your funds – cash, bank deposits, or investments – are managed in one place.

Simple connection

Get transaction data automatically from your banks. Each operation is classified, making it easy to track where your money goes.

Flexible virtual accounts:

Want to use the app for free? Try virtual bank accounts to easily track your expenses and income, and manage your finances at your own pace.

All accounts in one app

Flexible account management 

Finmatex offers seamless management of both real and virtual accounts. Connect bank accounts for automatic transaction updates or enter data manually for virtual ones. Start controlling all your accounts in one app

Transaction tracking

Get real-time updates from your banks

Management comfort

Full control over your finances, even without bank connections.

Plan your daily expenses and purchases with Lists

Impulse purchases can take a big chunk of your spending, but Finmatex helps you tackle this. Use Spending and Shopping lists to plan your daily expenses and avoid impulsive decisions.

Effective planning

Create lists to plan your daily expenses and shopping trips.

Spending

Look through a snapshot of your past decisions and make your future spendings more deliberate.

Spending analysis

Track which purchases can be postponed or optimized. Statistics and analytics help reduce unnecessary expenses

Flexible budgeting options

Finmatex offers a wide range of budgeting possibilities – from simple to detailed. Create your perfect financial control system that absolutely matches your requirements.

Automation

Connect accounts for automatic transaction updates or enter them manually for virtual accounts.

Periodization

Create daily, weekly, monthly, or annual budgets. This allows you to manage both short-term tasks and long-term goals simultaneously.

Templates and customization

Use ready-made budget templates, modify them for your expenses, or create your own templates from scratch.

Reach your financial goals 

Finmatex helps effectively achieve financial goals. We offer several goal types to account for different planning aspects.

Emergency fund

Essential goals like creating an emergency fund for unexpected expenses.

SMART goals

Set goals using the SMART methodology (Specific, Measurable, Achievable, Relevant, Time-bound) for meaningful planning and progress tracking.

Consumer goals

Short-term, easily achievable financial goals, like purchasing household items.

Control your recurring payments

Forgetting about subscriptions and regular payments is a common problem. The Recurring Payment module helps effectively control all your recurring expenses.

Subscription management

Regular payment planning

SMART goals

Set goals using the SMART methodology (Specific, Measurable, Achievable, Relevant, Time-bound) for meaningful planning and progress tracking.

Consumer goals

Track loans, insurance premiums, and other mandatory payments to avoid late fees. Smart algorithms remind you about important payments on time.

Customize Your Reports with Flexible Widgets

With Finmatex, customize widgets to display key financial metrics like savings, expenses, and investments on your app's home screen.

Flexible layout

Drag and drop widgets to create a personalized space that matches your preferences.

Full customization

Configure widgets to display necessary information, adjust their sizes and appearance.

All-in-one analysis

Get instant reports about your finances to better control your spending and achieve financial goals.