Start your 4D financial life

We live in a world with four dimensions: length, width, depth, and time. Likewise, our lives are too fascinating, exciting, and complex to be captured in a single point.

Managing your money is the same way: to reach financial freedom, you need to manage all four dimensions of your finances.

  • Budgeting
  • Goals & Debt
  • Income growth
  • Investment
We’ll show you how to do it
“ You will become a true dolphin in this ocean of finance ”
1D
1D

Budgeting

Budgeting is the foundation of your financial life. It has four main rules:

  • Analyze your spending: how much, where, and why you spend
  • Save over 20% of your income
  • Build an emergency fund
  • When your income grows, increase spending by less than 50% of that growth

This is the most basic dimension of your financial life. However, it’s only 20% a matter of your budgeting method--80% of your success depends on self-discipline!

2D

1D + Goals & Debt

Many people spend their financial lives in a flat world, focusing only on saving for goals and paying their debts.

There are four important rules to follow here:

  • Avoid high-interest debt
  • Set goals and make concrete plans
  • Improve and control your credit score
  • Reduce your debt servicing costs

When you learn how to manage your financial life in 2D, you will be able to handle most of your financial issues.

3D

2D + Income growth

To make your income grow, your financial life needs another dimension. Discover how to improve your income by following these four rules:

  • Invest in yourself
  • Plan your career
  • Network and create your personal brand
  • Create multiple streams of income

The key principle here is to improve yourself and increase your value. As your income and assets grow, you’ll leave the 2D world behind and discover the depth of opportunities available to you!

4D

3D + Investment

Once you’ve saved some money, you’ll probably be wondering what to do with it! Where should you put it and how long should you keep it there? That's the fourth dimension of your financial life: investing. This has its own rules:

  • Make your money work for you
  • Invest over 10% of your income
  • Don't put all your eggs in one basket
  • Understand and control risk

We can't see 4D objects--only their 3D slices. Similarly, we can’t predict whether our investments will be successful! We can only know the current value of our assets, control our portfolio risk, and assess our chances.